Mortgage Refinancing
Working For You, Not the Banks

What is Mortgage Refinancing?
There are many reasons people refinance their mortgage but the most common ones are to save money on their monthly bill or over the life of their loan. That said, some people also take advantage of refinancing to shorten the length of their mortgage or to get some of their equity out of their home to cover other expenses.
Regardless of why you’re thinking about refinancing, it’s important to weigh all your options and come up with a strategy that makes sense for your personal financial goals.
As to refinance closing cost depends on your choice, if you choose lender paid, which will result higher APR, if you choose you pay yourself, APR will be lower. However, if you do not have any benefits from this refinancing, lender will not approve your loan. Neet-benefits rule is based on foue years saving after refinance is less than closing cost, lender would not approve refinacing loan. However, By refinancing the consumer's existing loan, the consumer's total finance charges may be higher over the life of the loan.
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What are some good reasons to refinance your mortgage?
- Lower your monthly mortgage payment.
- Use your home equity to better manage and pay off debt.
- Pay off your loans faster.
- Get a low rate for the life of your loan.